1. Firstly, the solicitor will get your title deeds from your current bank. These will have to be reviewed to ensure that good marketable title can be given to the new bank . In order to get your deeds, your solicitor will have to obtain the written authority of the borrowers.
4. The solicitor will ensure that the old mortgage is removed from the title of the property. The solicitor will then apply to the Land Registry to register the new mortgage on the title of the house. When this is completed the solicitor will send all of the title deeds to the new bank.